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Rates

 

Accounts1 Dividend
Rate
Annual
Percentage Yield 2,3
Regular Savings Account Avg. Daily Balance $25 and up 0.40% 0.40% 1-800-951-8000
Regular/MyFi Checking Avg. Daily Balance $25 and up 0.01% 0.01% 1-800-951-8000
Christmas/Vacation Club Avg. Daily Balance $25 and up 0.15% 0.15% 1-800-951-8000
Super 60 Savings Avg. Daily Balance $600.00 – $49,999 0.40% 0.40% 1-800-951-8000
Avg. Daily Balance $50,000 – $99,999 0.40% 0.40% 1-800-951-8000
Avg. Daily Balance $100,000 – $249,999 0.75% 0.75% 1-800-951-8000
Avg. Daily Balance $250,000 or more 1.00% 1.00% 1-800-951-8000
Money Market Account Avg. Daily Balance $500-$49,999 0.40% 0.40% 1-800-951-8000
Avg. Daily Balance $50,000 – $99,999 0.40% 0.40% 1-800-951-8000
Avg. Daily Balance $100,000 – $249,999 0.70% 0.70% 1-800-951-8000
Avg. Daily Balance $250,000 or more 0.85% 0.85% 1-800-951-8000
Trust/Custodian Accounts Avg. Daily Balance $25 and up 0.40% 0.40% 1-800-951-8000
Individual Retirement Account (Shares) Avg. Daily Balance $25 0.65% 0.65% 1-800-951-8000
1 Savings/Checking accounts require $25.00 to open.2 All share accounts earn 0.00% APY when average daily balance is below $25.00.3 Fees may reduce earnings. Adobe PDF Version – Click Here
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Share Certificates Dividend
Rate
Annual
Percentage Yield 1
Minimum
Opening Deposit
6-Month Jumbo 1.15% 1.15% $50,000
6-Month 1.15% 1.15% $500
12-Month 1.35% 1.35% $2,000
18-Month 1.50% 1.50% $2,000
24-Month 1.65% 1.65% $2,000
36-Month 1.85% 1.85% $2,000
60-Month 2.10% 2.10% $2,000
1 Early withdrawal penalties will substantially reduce stated APY by up to the equivalent of 180 days’ dividends earned. Adobe PDF Version – Click Here
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IRA Certificates Dividend
Rate
Annual
Percentage
Yield
1
Minimum
Opening
Deposit
12-Month 1.35% 1.35% $2,000
24-Month 1.65% 1.65% $2,000
36-Month 1.85% 1.85% $2,000
60-Month 2.10% 2.10% $2,000
1 Early withdrawal penalties will substantially reduce stated APY by up to the equivalent of 180 days interest earned.
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Fixed-Rate Loans1 Annual
Percentage
Rate
New/Used Automobile2 As low as 4.50% Apply Online
Home Improvement Loan  as low as 8.90% Apply Online
Debt Consolidation 14.95% Apply Online
Other or Stock Secured 4.50% 1-800-951-LOAN
1 Rate is fixed for term of loan.
2 Subject to qualifications. Adobe .pdf Version – Click HereGet Adobe Reader

Variable-Rate Loans
1

Annual
Percentage
Rate

Personal Line of Credit 13.00% Apply Online
Savings or Certificate Secured 4.75% 1-800-951-LOAN
Equity Access Line of Credit (E2) 7.50% Apply Online
Visa Debit LOC (full) 13.00% 1-800-951-LOAN
1 Variable rate loans are subject to change and can increase or decrease after closing.
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Need Assistance?

Call 1 (800) 951-8000

Auto Loan
APR As Low As
4.50%

36-Month CD
Current APY
1.85%

Super 60
Current APY Up To
1.00%