Starting June 1st, MCU will no longer waive the $7 charge for making loan payments with another financial institution’s debit card by phone or online loan pay. To avoid the fee, you can transfer money from your MCU savings or checking account to your loan, mail a check to MCU or bring in your cash or check payment to a branch.

How to Join

Joining is Easy

Apply Online Today

Joining our credit union is painless and convenient. Check your membership eligibility and have your photo I.D. ready.  If you don’t want to join online, you may visit any of Members CU’s Branch locations during regular business hours. You may also contact your employer’s HR Department or Members CU Sponsor Representative (if employed by a Sponsor Company), or call our Member Service Department at 800-951-8000.

You Are  Eligible to Join If:

  • You are an employee or retiree from a Sponsor Company.
  • You are an immediate family member of any existing MCU member. This includes spouses, parents, grandparents, children, grandchildren, brothers and sisters (including step relations).
  • You live, work, worship, or learn in a 25-mile radius of Hope Mills, NC.
  • You live, work, worship, or learn in Surry, Wilkes, or Yadkin County
  • You live, work, worship, or learn in Sampson or Duplin County.
  • You are a member of an affiliate association of MCU (requires the applicant to apply in person at a branch).

Need Assistance?

Call 1 (800) 951-8000

Auto Loan
APR As Low As
3.00%

36-Month CD
Current APY
0.80%

Super 60
Current APY Up To
0.50%