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All Members Credit Union branches will close at 12 p.m. on Tuesday, December 24th, and will close all day Wednesday, December 25th, in observance of Christmas Eve and Christmas Day..

Make Car Buying in Morganton, NC Easier With Our Pre-Approved Automobile Loans

Buying a car is exciting, but the financing process can sometimes feel like hitting a roadblock. At Members Credit Union (MCU), we want to make your car-buying experience in Morganton, North Carolina as smooth as possible. That's why we offer convenient pre-approved automobile loans, taking the stress out of financing and putting you in the driver's seat faster.

Here's how our pre-approved auto loans benefit you:

  • Peace of mind: Knowing your loan is already approved before you start shopping gives you confidence and bargaining power at dealerships.

  • Faster car buying: Skip the lengthy application process at the dealership and focus on finding the perfect car.

  • Competitive rates: MCU offers competitive interest rates, potentially saving you money on your loan.

  • Flexible terms: Choose a loan term that fits your budget and needs.

  • Transparent process: We offer clear and understandable loan terms, so you know exactly what you're getting.

Getting Pre-Approved Vehicle Loans is Easy:

  1. Fill out our secure auto loan online application: It takes just minutes and won't impact your credit score.

  2. Receive a decision quickly: We'll let you know your pre-approval status within minutes.

  3. Start shopping with confidence: Take your pre-approval letter to dealerships in Morgantown, NC and negotiate with the knowledge of your secure financing.

More Than Just Loans:

MCU is a proud member of the Morganton community. We're committed to providing our members with exceptional service and financial solutions no matter your credit situation. In addition to pre-approved auto loans, we offer a variety of other services, including:

  • Checking and savings accounts

  • Home equity loans

  • Personal loans

  • Credit cards

  • Online banking and mobile app

Ready to Get Started?

Apply for your pre-approved auto loan today and experience the difference MCU can make in your car buying journey. Contact our finance experts today to get started!

Need Assistance?

Call 1 (800) 951-8000

AUTO LOAN
APR AS LOW AS
4.75%

36-MONTH CD
CURRENT APY
3.51%

SUPER 60
CURRENT APY UP TO
2.12%