| Accounts1 | Dividend Rate |
Annual Percentage Yield 2,3 |
|
|---|---|---|---|
| Regular Savings Account Avg. Daily Balance $25 and up | 0.60% | 0.60% | Open Account |
| Regular/MyFi Checking Avg. Daily Balance $25 and up | 0.01% | 0.01% | 1-800-951-8000 |
| Christmas/Vacation Club Avg. Daily Balance $25 and up | 0.15% | 0.15% | 1-800-951-8000 |
| Super 60 Savings Avg. Daily Balance $600.00 – $49,999 | 0.60% | 0.60% | 1-800-951-8000 |
| Avg. Daily Balance $50,000 – $99,999 | 1.35% | 1.36% | 1-800-951-8000 |
| Avg. Daily Balance $100,000 – $249,999 | 1.80% | 1.82% | 1-800-951-8000 |
| Avg. Daily Balance $250,000 or more | 2.10% | 2.12% | 1-800-951-8000 |
| Money Market Account Avg. Daily Balance $500-$49,999 | 0.60% | 0.60% | 1-800-951-8000 |
| Avg. Daily Balance $50,000 – $99,999 | 1.25% | 1.26% | 1-800-951-8000 |
| Avg. Daily Balance $100,000 – $249,999 | 1.70% | 1.71% | 1-800-951-8000 |
| Avg. Daily Balance $250,000 or more | 1.90% | 1.92% | 1-800-951-8000 |
| Trust/Custodian Accounts Avg. Daily Balance $25 and up | 0.60% | 0.60% | 1-800-951-8000 |
| Individual Retirement Account (Shares) Avg. Daily Balance $25 | 1.00% | 1.01% | 1-800-951-8000 |
1 Savings/Checking accounts require $25.00 to open.2 All share accounts earn 0.00% APY when average daily balance is below $25.00.3 Fees may reduce earnings. Adobe PDF Version – Click Here |
|||
| Share Certificates | Dividend Rate |
Annual Percentage Yield 1 |
Minimum Opening Deposit |
|---|---|---|---|
| 6-Month Jumbo | 3.05% | 3.10% | $50,000 |
| 6-Month | 3.05% | 3.10% | $500 |
| 12-Month | 3.25% | 3.30% | $2,000 |
| 18-Month | 3.25% | 3.30% | $2,000 |
| 24-Month | 3.45% | 3.51% | $2,000 |
| 36-Month | 3.45% | 3.51% | $2,000 |
| 60-Month | 3.45% | 3.51% | $2,000 |
| 1 Early withdrawal penalties will substantially reduce stated APY by up to the equivalent of 180 days’ dividends earned. Adobe PDF Version – Click Here |
|||
| IRA Certificates | Dividend Rate |
Annual Percentage Yield1 |
Minimum Opening Deposit |
|---|---|---|---|
| 12-Month | 3.25% | 3.30% | $2,000 |
| 24-Month | 3.45% | 3.51% | $2,000 |
| 36-Month | 3.45% | 3.51% | $2,000 |
| 60-Month | 3.45% | 3.51% | $2,000 |
| 1 Early withdrawal penalties will substantially reduce stated APY by up to the equivalent of 180 days interest earned. Adobe PDF Version – Click Here |
|||
| Fixed-Rate Loans1 | Annual Percentage Rate |
|
|---|---|---|
| New/Used Automobile2 | 4.75% - 9.75% | Apply Online |
| Home Improvement Loan | 9.90% - 11.90% | Apply Online |
| Debt Consolidation | 15.45% | Apply Online |
| Other or Stock Secured | 5.00% | 1-800-951-LOAN |
| 1 Rate is fixed for term of loan. 2 Subject to qualifications. Adobe .pdf Version – Click Here |
||
| Variable-Rate Loans1 |
Annual Percentage Rate |
|
|---|---|---|
| Personal Line of Credit | 14.25% | Apply Online |
| Savings or Certificate Secured | 6.00% | 1-800-951-LOAN |
| Equity Access Line of Credit (E2) | 10.75% | 1-800-951-LOAN |
| Visa Debit LOC (full) | 14.25% | 1-800-951-LOAN |
| 1 Variable rate loans are subject to change and can increase or decrease after closing. Adobe PDF Version – Click Here |
||