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At Members Credit Union (MCU), we are dedicated to serving the financial needs of our Gastonia community with a wide range of member-focused services. Whether you’re looking to finance a vehicle, consolidate debt, or manage your everyday banking, MCU is here to support you with affordable solutions and exceptional customer care.

Loan Services

MCU offers a variety of loan options designed to meet your financial needs, from personal to home and auto loans. We provide competitive rates, flexible terms, and personalized service, ensuring that you find the loan that fits your budget and goals.

Auto Loans: Ready to drive off in a new or used vehicle? Our automobile loans are structured to help you finance your dream car with low rates and convenient terms. Whether you’re purchasing from a dealership or a private seller, we can guide you through the process from application to approval.

Personal Loans: Life is unpredictable, and sometimes you need extra funds to cover unexpected expenses or consolidate debt. MCU’s personal loans are tailored to help you manage financial hurdles with ease. We offer simple and straightforward terms, ensuring that you have access to the funds you need without any unnecessary complications.

General Banking Services

In addition to loans, MCU offers a comprehensive array of banking services, making it easy to manage your day-to-day finances. From free checking accounts to savings plans, we have options that cater to your needs.

Checking Accounts: Manage your money with ease with one of our checking accounts, featuring no monthly service fees and access to a range of online and mobile banking tools.

Savings Accounts: Whether you’re saving for a rainy day or planning for your future, our savings accounts offer competitive interest rates and flexible terms to help you grow your money over time.

Youth Accounts: MCU is committed to helping the next generation build healthy financial habits. Our youth accounts are designed to teach children and teens the value of saving and budgeting, setting them on the path to financial success.

Financial Education: At MCU, we believe in empowering our members with the knowledge they need to make informed financial decisions. From credit counseling to retirement planning, our team is here to provide the guidance and support you need to reach your financial goals.

We also offer great online resources through our monthly blog and financial education center!

Why Choose Members Credit Union?

MCU is more than just a credit union—we are your financial partner. As a member-owned institution, our focus is on providing value to our members through lower rates, fewer fees, and personalized service. Our commitment to the well-being of our members sets us apart from traditional banks.

Whether you’re looking to finance your next big purchase or simply manage your everyday banking, Members Credit Union is here to help you achieve financial success.

Join MCU today and experience the difference of banking with a member-focused institution!

For more information about our services or to apply for a loan, visit Members Credit Union or stop by our Gastonia branch.

Need Assistance?

Call 1 (800) 951-8000

AUTO LOAN
APR AS LOW AS
5.50%

36-MONTH CD
CURRENT APY
3.51%

SUPER 60
CURRENT APY UP TO
2.12%