Borrow form Members CU

Finance Your Next Step

Members Credit Union proudly offers a wide variety of consumer loan products with excellent rates, practical terms, and top-flight service. Whether you are looking to get behind the wheel of a new or used automobile, purchase your first home, or just need to get ahead of your debt, MCU provides the perfect product to suit your needs. Payment Calculator

*Fixed-Rate Loans Annual Percentage Rate Details
New & Used
Automobile Loans
Apply Now
Or call
800-951-5626
As low as 3.00%
  • Finance up to 115% of the MSRP.
  • Finance new and used vehicles for a maximum term of 84 months (minimum $125 monthly payment).
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Auto Refinance
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Or call
800-951-5626
As low as 3.00%
  • Fixed auto rates start as low as 2.75% APR.
  • Finance new and used vehicles for a maximum term of 84 months (minimum $125 monthly payment).
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Debt Consolidation
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Or call
800-951-5626
10.95%
  • Maximum loan amount $15,000
  • Finance available for 72- month term.
  • Finance non-MCU loan balances into an affordable, fixed-rate Members Credit Union loan with one monthly payment.
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Share or Stock Secured
800-95-5626
4.50%
  • Borrow with your own money.
*Variable-Rate
Annual Percentage Rate Details
Personal Line Of Credit
Apply Now
Or call
800-951-5626
12.25%
  • Maximum loan amount $10,000.
  • Request a VISA Credit Card for access to your line of credit at merchants and ATMs that accept Visa worldwide.
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Savings or Certificate Secured
800-951-5626
4.00%
  • Borrow with your own money.
Equity Access Line of Credit
800-951- 5626
7.25%
  • Only available in North Carolina.
Home Mortgages and Refinances
Apply Now
Or Call
336.748.4599
Call for Current Rate Information
  • Offering application options – in person, over the phone, or online.
  • Military Mortgage Specialist.
  • Hablamos Espanol.
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Student Loans®
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N/A
  • No origination fees and no prepayment penalty.
  • Benefits and interest rate reductions available.
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* Rate is fixed for the term of the loan.
* Variable rate loans are subject to change and can increase or decrease after closing.

Rates, terms, and conditions are subject to change. Members Credit Union loans are not eligible for transfer. Applicants must meet MCU underwriting guidelines.

Need Assistance?

Call 1 (800) 951-8000

Auto Loan
APR As Low As
3.00%

24-Month CD
Current APY
1.81%

36-Month CD
Current APY
2.12%