MEMCU Online/Mobile will be temporarily down for scheduled maintenance on Saturday, 12/17.

Branches & ATMS

Local Service. National Convenience.

MCU’s Branch service and Shared Branch Service may be impacted by COVID-19. Please read our COVID-19 Preparedness Page to learn how MCU’s Branch service is affected. Visit the CO-OP locator for the most up to date info on Shared Branching.

Find a Branch or Surcharge-Free ATM Near You

Map out the most convenient way to access your account by typing in your location’s address, the city, and state, or just the zip code. The interactive map will pull up all Members CU branch locations, surcharge-free ATMs and CO-OP Shared Branch or ATM locations within five to fifty miles from your address. Once your most convenient locations are indicated, you can navigate around the interactive map with the zoom and drag tools, get detailed information about each location, and find turn-by-turn driving directions.

CO-OP Shared Branch and Surcharge-Free ATM Network

Find one of the over 5,000 shared branch locations and nearly 30,000 surcharge-free ATMs right now at Call 1-888-SITE-CO-OP, or Text a Zip Code to 91989 to find Shared Branch Locations or CO-OP ATM near you. At a Shared Branch Location, you can make deposits, transfers, account inquiries and more. To access your account at a shared branch outlet you will need three things.

  1. The name of your Credit Union- Members Credit Union (Winston-Salem, NC).
  2. Your member number.
  3. A valid US, State, county, federal, or city government issued picture ID with signature.

You can also get cash or make a balance inquiry without a surcharge at any ATM where you see the CO-OP ATM logo with your MCU VISA Debit, Hanesbrands CU Debit Card or MCU Cash Card. You will need to know your PIN to conduct the transaction.

Need Assistance?

Call 1 (800) 951-8000

Auto Loan
APR As Low As

36-Month CD
Current APY

Super 60
Current APY Up To