Starting June 1st, MCU will no longer waive the $7 charge for making loan payments with another financial institution’s debit card by phone or online loan pay. To avoid the fee, you can transfer money from your MCU savings or checking account to your loan, mail a check to MCU or bring in your cash or check payment to a branch.

Shared Branch Locations

Welcome to 5,400 Branches Nationwide

Across the country, there are over 5,400 CO-OP Shared Branch locations and hundreds of Shared Branch express self-service units. That’s more locations with the same personal service wherever you go. As our member, you can visit any credit union where you see the CO-OP Shared Branch and Shared Branch express logo, and conduct transactions just like you were at your home branch.

  • Get person-to-person assistance with your accounts, even when you’re far from home.
  • Make deposits, transfers, account inquiries and much more.
  • Take advantage of over 5,400 convenient locations and hundreds of Shared Branch express self-service locations covering all 50 states.
  • Easily locate a shared branch wherever you are—through any of our locator tools, including phone, mobile app and online.

Find a branch location right now at co-opsharedbranch.org , call 1-888-SITE-CO-OP, or Text a Zip Code to 91989 to find Shared Branch Locations near you. To access your account at a shared branch outlet you will need three things.

  1. The name of your Credit Union- Members Credit Union (Winston-Salem, NC).
  2. Your member number.
  3.  A valid US, State, county, federal, or city government issued picture ID with signature.

Need Assistance?

Call 1 (800) 951-8000

Auto Loan
APR As Low As
3.00%

36-Month CD
Current APY
0.80%

Super 60
Current APY Up To
0.50%