Bite of Reality
Bite of Reality is a ‘Real World Simulation’ that guides students through a day in the life of an adult. The students make personal financial decisions in every area of life. Each student is given a persona for the day. The persona includes an occupation, income, family description, possible debt and student loan. The student moves from booth to booth making decisions about housing, transportation, groceries and dining, child care, etc.
The only materials a student will need are a smartphone or tablet with the Bite of Reality2 App downloaded.
Bite of Reality is a 1.5 hour simulation for middle or high school students. Each participant receives “about me” information when starting the app that contains an identity with an occupation and salary, student loan debt owed, credit card debt owed, and cost of medical insurance. Some participants will have a spouse; some will be single; and all will be parents.
Participants build a monthly budget based on their incomes. They visit nine merchants in Bite of Reality to purchase housing, transportation, food, day care, and other needs. There’s shopping for wants and, of course, a credit union for financial counseling.
The Fickle Finger of Fate randomly visits each participant on the app during the simulation and distributes unexpected life events in the true form of unplanned expenses and random gifts. When a participant visits a merchant or has a Fickle Finger of Fate event, the dollar amount is automatically adjusted on the built in register.
If your school, church or community group is interested in hosting a Bite Of Reality Fair, please read the requirements below and complete the contact form.
For the complete TEACHER GUIDE click here.
Want to know more? Check out this Bite Of Reality Fair Promo Video that you can share to assist with obtaining volunteers.
Please email Jon Hamby-Lattimore at jonh@memcu.com with the following information and dates from list below to reserve your spot. (All information must be completed before the date will be confirmed.)
School Name
Contact person name
Contact person email address
Contact person phone number
How many students will be attending the reality fair?
Date requested (see list below).
Reality fair day times and schedule
2025-2026 Available Dates (If the dates are on this list, they are still available)
September 9
September 11
September 16
September 18
September 23
October 7 - Davie High School
October 9
October 14
October 16
October 21
October 23
October 28
October 30
November 4
November 6
November 11
November 13
November 18
November 20
December 2
December 4
December 9
December 11
December 16
January 13
January 15
January 20
January 22
January 27
January 29
February 3
February 5
February 10
February 12
February 17
February 19
February 24
February 26
March 5
March 10
March 12
March 17
March 19
March 24
March 26
March 31
April 2
April 14
April 16
April 21
April 23
April 28
April 30
May 5
May 7
May 12
May 14
