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All Members Credit Union branches will be closed on Monday, September 1, in observance of Labor Day. We encourage our members to access online and mobile banking services during this time.

 

A new Members Credit Union website experience is coming soon. Stay tuned for updates designed to better serve your financial needs.

 

 

 

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Bite of Reality is a ‘Real World Simulation’ that guides students through a day in the life of an adult. The students make personal financial decisions in every area of life. Each student is given a persona for the day. The persona includes an occupation, income, family description, possible debt and student loan. The student moves from booth to booth making decisions about housing, transportation, groceries and dining, child care, etc.
The only materials a student will need are a smartphone or tablet with the Bite of Reality2 App downloaded.

Bite of Reality is a 1.5 hour simulation for middle or high school students. Each participant receives “about me” information when starting the app that contains an identity with an occupation and salary, student loan debt owed, credit card debt owed, and cost of medical insurance. Some participants will have a spouse; some will be single; and all will be parents.

Participants build a monthly budget based on their incomes. They visit nine merchants in Bite of Reality to purchase housing, transportation, food, day care, and other needs. There’s shopping for wants and, of course, a credit union for financial counseling.

The Fickle Finger of Fate randomly visits each participant on the app during the simulation and distributes unexpected life events in the true form of unplanned expenses and random gifts. When a participant visits a merchant or has a Fickle Finger of Fate event, the dollar amount is automatically adjusted on the built in register.

If your school, church or community group is interested in hosting a Bite Of Reality Fair, please read the requirements below and complete the contact form.

For the complete TEACHER GUIDE click here.

Want to know more? Check out this Bite Of Reality Fair Promo Video that you can share to assist with obtaining volunteers. 

Please email Jon Hamby-Lattimore at jonh@memcu.com with the following information and dates from list below to reserve your spot. (All information must be completed before the date will be confirmed.)

  • School Name
  • Contact person name
  • Contact person email address
  • Contact person phone number
  • How many students will be attending the reality fair?
  • Date requested (see list below).
  • Reality fair day times and schedule

2025-2026 Available Dates (If the dates are on this list, they are still available)

  • September 9
  • September 11
  • September 16
  • September 18
  • September 23
  • October 7 - Davie High School
  • October 9
  • October 14
  • October 16
  • October 21
  • October 23
  • October 28
  • October 30
  • November 4
  • November 6
  • November 11
  • November 13
  • November 18
  • November 20
  • December 2
  • December 4
  • December 9
  • December 11
  • December 16
  • January 13
  • January 15
  • January 20
  • January 22
  • January 27
  • January 29
  • February 3
  • February 5
  • February 10
  • February 12
  • February 17
  • February 19
  • February 24
  • February 26
  • March 5
  • March 10
  • March 12
  • March 17
  • March 19
  • March 24
  • March 26
  • March 31
  • April 2
  • April 14
  • April 16
  • April 21
  • April 23
  • April 28
  • April 30
  • May 5
  • May 7
  • May 12
  • May 14

 

 

 

Need Assistance?

Call 1 (800) 951-8000

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