Checking Savings Accounts Morganton NC

Our Checking Saving Accounts in Morganton, NC

At Members Credit Union, we value each of our members and provide a range of services with our checking savings accounts. For our members residing in Morganton, North Carolina, we offer digital banking access, unlimited free check writing, convenient online bill payment services, and optional overdraft protection.

We help reduce your costs by eliminating low balance fees if you maintain a minimum balance of $25 in your account on the last day of the month. We make it easy to check on your accounts 24/7 with 24-hour phone account access and a secure online banking platform at your disposal.

Features with Premium Checking Accounts

Complementing our competitive savings account rates and features, we offer premium checking accounts tailored to individuals in and around Morganton, NC. Members who choose this option can enjoy monthly dividends and automated features such as direct deposit and payroll deduction.

Members can apply for the MCU cash card, Visa debit card, and optional overdraft protection.

The Benefits of Direct Deposit and Payroll Deduction

Streamline access to your payments by opting for direct deposit, improving the speed and convenience of accessing your paycheck. Request and complete an authorization form, and your employer will deposit your check directly into your account.

We also offer an automatic payroll deduction feature, eliminating the need to manually go into the system and request a transfer between your checking and savings accounts.

To find out more about our checking and savings accounts, reach out to us at 1-800-951-8000. You can also stop by any of our branches for more information.