Old Dominion Freight Line

Join Members CU Today!

Members Credit Union membership is free and more accessible to you than you might think. Becoming a member gives you access to over 5,600 locations, 30,000 surcharge-free ATM's Nationwide, and 24/7 Online and Mobile access.

Open an Account

Apply for an Auto Loan

Not sure which products are right for you? Click here to view our deposit accounts and find the right fit!

Shared Branching

Across the country, there are over 5,400 CO-OP Shared Branch locations and hundreds of Shared Branch express self-service units. That’s more locations with the same personal service wherever you go. As our member, you can visit any credit union where you see the CO-OP Shared Branch and Shared Branch express logo, and conduct transactions just like you were at your home branch.

Get person-to-person assistance with your accounts, even when you’re far from home.
Make deposits, transfers, account inquiries and much more.
Take advantage of over 5,400 convenient locations and hundreds of Shared Branch express self-service locations covering all 50 states.
Easily locate a shared branch wherever you are—through any of our locator tools, including phone, mobile app and online.

Find a branch location right now at co-opsharedbranch.org , call 1-888-SITE-CO-OP, or Text a Zip Code to 91989 to find Shared Branch Locations near you. To access your account at a shared branch outlet you will need three things.

The name of your Credit Union- Members Credit Union (Winston-Salem, NC).
Your member number.
A valid US, State, county, federal, or city government issued picture ID with signature.

Account Access Cards

Learn more about Account Access Cards

MCU offers an impressive lineup of plastic account access cards that may be used for purchases and ATM withdrawals. Our MCU Cash Card and Visa Debit Card make shopping and cash access quick and easy.

24/7 Account Access

Our excellent electronic products allow you to access your accounts from anywhere. Enjoy full account access with our online banking service, MEMCU Online, or over the telephone with our incredibly easy Tell-Com product. Pay your bills online with our time and money-saving eBill service, and access your last 18 statements through EStatements! All electronic services are FREE for Members CU members. View our Digital Banking Guide for step by step guidance to your online account.

Direct Deposit

Have your check directly deposited into your Members Credit Union's Checking Account. Enroll in online banking using MEMCU Online. Pay yourself first; it’s the easiest way to build up savings! Do this by setting up automatic funds transfer from your checking account to a new Members Credit Union's Savings Account.