Finance Your New or Used Automobile Purchase
Competitive Rates • No Fees to Apply
Finance up to 125% of MSRP*
Rates starting at 3% APR*
Terms from 6-84 Months
The next time you purchase a new or used vehicle, arm yourself with a Members CU pre-approved auto loan.
Find out how much you can afford and what your monthly payments will be before the dealer has a chance to rope you into an expensive auto purchasing deal. A pre-approval does not contractually obligate you to buy; it arms you with information that ensures you’ll get the best deal possible. In addition to loan pre-approval, we can provide you with price guides for all new vehicles, determine the retail and dealer cost of any new vehicle, and tell you the NADA retail and wholesale prices of new or used vehicles. No matter where you decide to finance your auto purchase, we’re happy to help you find the best deal possible.
Finance up to 125% of the MSRP of a new vehicle.
Finance new and used vehicles for a maximum term of 84 months (minimum $125 monthly payment).
Finance up to 125% of the NADA retail value for a used vehicle.
Include taxes, tags, extended warranty, titling fees and GAP (Guaranteed Asset Protection) insurance in your loan.
Save more money over the life of your car loan by financing with Members CU!
*Rates are subject to change. Loans are subject to membership eligibility, credit approval, the term of the loan, and loan to value ratio.
Low-cost Extended Warranty Program
MCU also offers a low cost extended warranty program to our members. Our extended warranty is usually less expensive than similar programs at the car dealership while providing more extensive coverage.
Mechanical Repair Coverage
We offer mechanical repair coverage, powered by Forever Car. Visit our partner website to get a quote and peace of mind. Find Out More
Credit Life and Disability Insurance
All of our vehicle loans come with the option of purchasing payment protection insurance at a nominal fee. In the unfortunate event that you cannot work due to a fatal or disabling injury, your loan will be covered by this insurance. This is just another way Members Credit Union is looking out for you.
Guaranteed Asset Protection Insurance
Members CU offers Guaranteed Asset Protection (GAP) Insurance through CUNA Mutual on new and used auto purchases. If your vehicle is totaled due to an accident or theft, GAP insurance will pay the difference between the actual cash value of your vehicle and the outstanding balance on your Members CU loan. If you use your GAP policy, CUNA Mutual will give you $1,000 for a down payment on your next vehicle, providing you finance at Members CU.
“Absolutely fantastic to work with. The interest rate vs. the bank was so much lower and I had my loan within the hour.”
- Mary Ann Cherry
