Saving for Tomorrow
Members Credit Union wants to give every member the opportunity to make not only their lives better, but also to improve the quality of life for future generations. MCU proudly offers a variety of accounts that put our children's future into focus.

Kids Accounts
MCU4Kid$ accounts start children out right, allowing them to learn the benefits of saving hands-on. MCU4Kid$ accounts are especially great for the following reasons:

  • Only $5 opens an account
  • No minimum balance required
  • Dividend paid with average daily balance of $25
  • Converts to MCU4Teen$ savings account at age 13
  • Parent or guardian joint on account
  • Free gift upon opening account

    MCU4Teen$ accounts further your child's financial learning by adding more responsibility and flexibility. A parent or guardian must still be on the account, but the teen can receive a free MCU Cash Card to begin learning how to balance spending and saving. MCU4Teen$ accounts feature:

  • Only $5 opens an account
  • No minimum balance required
  • Dividend paid with average daily balance of $25
  • Free MCU Cash Card upon request
  • Parent or guardian joint on account
  • Free gift upon opening account

    Trust Accounts
    A trust account is a special savings account set up in a member's name and under their control that is paid to a beneficiary upon that member's death. The trustee (member) retains the right of withdrawal, controls the account, and is responsible for paying taxes on the account earnings.

    Custodian Accounts
    A custodian account is a special savings account set up in the name of a minor that is controlled by the member until the child reaches age 18. This account has a tax benefit because accrued interest earnings are taxed to the child, who is usually in a lower tax bracket.

    Federally Insured
    All deposits in Members Credit Union are federally insured by the National Credit Union Administration, a U.S. Government agency, for up to $100,000.



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